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Checking and Savings Rates Current as of: 01/05/09
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| Account Product Name |
Minimum Opening Deposit |
Interest Rate |
Annual Percentage Yield (APY) |
| Now Personal Checking Account1,2 |
$1,000 |
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| All Balances |
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0.10% |
0.10% |
| Money Market Account1,2 |
$1,000 |
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| All Balances |
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0.20% |
0.20% |
| Main Money1 |
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| $2,500.00 - $9,999.99 |
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0.20% |
0.20% |
| $10,000 - $24,999.00 |
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0.45% |
0.45% |
| $25,000 - $49,999.99 |
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1.00% |
1.00% |
| $50,000 - $99,999.99 |
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1.89% |
1.90% |
| $100,000 - Over |
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1.89% |
1.90% |
| The minimum balance required to obtain the Main Money Account APY is $2,500.00 |
| MainStream Savings Account * |
$5,000 * |
3.45% |
3.50% |
| MainStream Savings Account II |
$5,000 |
3.45% |
3.50% |
| Health Savings Accounts |
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| $100 - $2,500.00 |
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0.20% |
0.20% |
| $2,501 - $9,999.99 |
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0.20% |
0.20% |
| $10,000 - $24,999.00 |
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0.45% |
0.45% |
| $25,000 - $49,999.99 |
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1.00% |
1.00% |
| $50,000 - $99,999.99 |
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1.89% |
1.90% |
| $100,000 - Over |
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1.89% |
1.90% |
| Personal Savings1 |
$100 |
0.20% |
0.20% |
| All Balances |
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| The minimum balance required to obtain the Personal Savings APY is $100 |
| Basic Business Checking Plus Interest1,2, |
$750 |
0.10% |
0.10% |
| All Balances |
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| Basic Business Savings1 |
$500 |
0.20% |
0.20% |
| All Balances |
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| The minimum balance required to obtain the business Savings APY is $500 |
1 The interest rate and the annual percentage yield may change after account opening 2 The minimum balance required to obtain the APY is $500 |
| * This rate Prior to 11/24/08 |
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Fees could reduce the earnings on the account.
For current rate information call (505) 880-1700. |
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